Shared Ownership

Shared ownership can be an excellent way to get your foot on the property ladder.

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The principle is that instead of having to buy a property outright you buy a share  (normally between 25% and 75%) and rent the remainder at a subsidised rate from a Housing Association.    As and when you can afford it, you can normally buy further shares in the property until you own 100%.

The schemes are governed by the Homes and Communities Agency and housing has to meet stringent Government guidelines meaning that shared ownership properties may be more spacious and/or have better "green" credentials.

A familiarity with the regulations and the documentation involved is essential to properly advise on shared ownership property.  Here at Eric Robinson, we have staff who have extensive experience, both in acting for Housing Associations in connection with shared ownership schemes and in acting for individuals buying either a new-build or existing shared ownership property.   We are also experts in buying additional shares (known as "staircasing").

Our expertise enables us to provide simple, plain English advice on shared ownership and similar schemes and to work with you to tailor your home ownership to suit your needs.